I have a Sweetwater card and I have always found it really easy. So, why wait? What has been your experience purchasing on credit from Sweetwater? Save big bucks w/ this offer: Additional 10% Off When You Purchase A Sweetwater Gift Card. Sometimes you’ll get one strike before that happens. Cardholders get free financing, it's a nice credit card to try. Sweetwater is an excellent company with a fantastic facility in the midwest, Ft. Wayne Indiana. Thanks for visiting. Call Sweetwater Authority Customer Service at 619-420-1413 with your confirmation number, or, if you have any questions or concerns. They don’t charge interest as long as you pay it within the specified timeframe. The money is withdrawn from your checking account as if you wrote a check. I'm thinking of buying an amp and they're offering 0% for 48 months on the item. Additional 10% Off When You Purchase A Sweetwater Gift Card. It’s nice because even if you pay the minimum you will pay it off within the time frame to avoid interest. Promotional financing can help make a big purchase more manageable with monthly payments. 22%apr on consumer goods is a fool's move. Free $50 Gift Card on Blue Microphones Mo-Fi. See Details. And sweetwater credit card was no exception, this type of credit card has many advantages. Press question mark to learn the rest of the keyboard shortcuts. I was wondering if your Sweetwater Rep will work with you on the price. Really wanted to get a Burl B2 bomber and thought this was a great way without paying for it in full. I work in the credit card industry. 1 use today. $500 Off Mackie DL32R 32-channel Digital Rackmounted Mixer B-Stock. Press question mark to learn the rest of the keyboard shortcuts. Pretty … Sweetwater Gift Cards should be kept in a safe location, as they may be redeemed by whoever finds them. Any other annoying surprises? Paypal will do 6-12 months at 0%, or they'll charge like 10% for 12-24 months. Us. Press J to jump to the feed. They will give you 15%. I'm thinking of applying for the card for the 24 months and 36 months no interest promotional. New comments cannot be posted and votes cannot be cast. Does their credit card have any fees they don't mention up front. Pay extra on the account to give it a negative balance then you can use that. Average credit card debt amount in Florida (all cities) is 2% less than the national average of $4,965. I'm hesitant to open a credit account with them but on top of the 0% offer they also throw in a $200 gift card with the amp I'm looking at. Conclusion: With over 200 top brands to choose from, Sweetwater Credit Card from Synchrony Bank offers you the flexibility to budget/finance your SweetWater gear, thus removing the needless upfront top-dollar spending towards the dream-gear you want. You don’t have to think about it. They are super up front about what you pay. I also have a MyFICO credit monitoring account and get real-time updates on changes to my credit report and exactly how my score changed for each one. I was pretty set on doing it 2 months ago, but then I went and applied for a new card from Citi because I was trying to get rid of the one I have (don't want to pay $100 yearly fee) and I got denied. If you don’t want to risk getting nailed with interest, go to zzounds.com or americanmusical.com. Keep it, buy a small item, gtr strings picks etc. Sweetwater Federal Credit Union’s debit card looks like a credit card but works like a check. I don't disagree entirely, I just thought the r/guitar crowd would have more specific experience with Sweetwater. Thanks for the heads up on the other 0% options. So if you spend $1000 and it’s 48 months. While Sweetwater is a great resource with tons of equipment and solid customer service do NOT trust their delivery time claims. Get Deal. If you have guitar related questions, use the "Search" field or ask the community. They'll even send you a … Now what? $500. Visa Card Services Debit Card. It doesn't appear in any feeds, and anyone with a direct link to it will see a message like this one. If you need help deciding which of this or which of that to … Choose your favorite sweetwater greeting cards from thousands of available designs. 753 reviews for Sweetwater, 4.5 stars: 'These guys are amazing. I ordered a fender player stratocaster and a couple of guitar cases, and a bunch of accessories. Every few months Pay in full on time. Whatever you buy they split it into equal payments for you. Man I've been wondering this same thing. Over a million locations. On my credit card it showed they charged the first payment and it went through fine. Pretty decent credit limit and regular increases. Opened a Sweetwater card, didn't get approved for enough money to buy what I wanted. Sweetwater Card Review. New comments cannot be posted and votes cannot be cast, More posts from the CreditCards community. No complaints. If you can afford the gear I'm sure a real lender would finance you at 8% on a real loan. This is a question for r/personalfinance. Article by cardsolves. I think I may buy from AMS to avoid the temptation of having open credit at Sweetwater. Also call them if you have any questions. Important : To avoid the discontinuance of water service, or to restore water service, please call Customer Service during normal business hours at 619-420-1413 with your credit card payment confirmation number. I have never once received a package from them when they claimed it would arrive. Hey fellas pulled the trigger and applied for the sweetwater card. One card. Warranty work performed by Sweetwater's award-winning, factory-certified Service Department. Credit Card Debt in Sweetwater; The estimated average credit card debt for Sweetwater residents is $4,861. Is it still under warranty? Long story short, I applied for a credit account with Sweetwater (they sell audio equipment/instruments) and I wasn't approved for enough to buy what I wanted. Thanks to our close relationships with your favorite brands like Moog, DW drums, Fender, and hundreds more, we're able to offer up to 48 months promotional financing on qualifying purchases, for a limited time. Hear me vent. Welcome to r/guitar, a community devoted to the exchange of guitar related information and entertainment. I have 24 months with no interest on the card so I figured why not. Sorry to be “woo” I’m only going off the information I have available. OFF. Sorry, this post was deleted by the person who originally posted it. Coupon codes are automatically applied at checkout online. I recently ordered some gear from sweetwater and received an email that showed up in my junk box from my "Sales Engineer". You'll likely get offers for deferred payments, 12 month no interest offers etc. Thanks. LocalBitcoins.com Does Sweetwater accept Amazon & 77 Reviews from 2 users. Everything for your home — from floors to décor. Also, I’m not sure what you wanted to buy but I’m guessing that if you weren’t approved for the dollar amount, there is a good chance that bringing this thing into your life may cause more harm than good. Collectively, Florida cities rank 23rd in the U.S. in average credit card debt. Press J to jump to the feed. I have purchased with them on financing deals. Hard credit inquiries DO affect your FICO score for 1 year, and drop off your credit report after 2 years. Cookies help us deliver our Services. I had a few questions and my sales guy Chris was so helpful and professional and answered me realy fast. Exclusive deals, delivered straight to your inbox. Thanks. If you're wondering whether Sweetwater Card is the right card for you, read on. Helps me get gear I could never afford to pay in full up front. Help & Support. With every wager, you’ll earn Points redeemable for free play, food, non-alcoholic beverages and merchandise as well as Tier Credits that go towards raising your member status—giving you increasingly higher levels of benefits. They have zero interest installment plans with no credit card. That’s how I got my Les Paul and Jim Root Orange half stack. Pay on Sweetwater's website with Gift Cards Easily Many Google Services do C. “The sales person, buy bitcoins from you. Yeah Sweetwater's financing is probably one of the best, but it's subject to credit check. The Sweetwater Card allows you to get the gear you’ve always dreamed of today and pay over time with low monthly payments. Choose your favorite sweetwater creek greeting cards from thousands of available designs. I ordered something from SWEETWATER music with a payment plan that will be devided in into three payments per month which said they would charge your credit card per month, (3 months total) I only fill in my name and address and ordered was placed. They have the best customer service of all time. They specialize in phone sales and their sales staff is very highly trained and well educated. Keep in mind regular credit cards do NOT do this. You can pay for services and buy goods in any country of the world without searching and exchanging money, your bank will do it for you. Log In × Sweetwater Securely manage and pay your account. Im actually paying off a EBMM JP7 that I financed and put on my Sweetwater card that I opened. part way through this email it asks me to scan my credit card, front and back and a copy of my government authorised I.D(drivers license or 18+card)claiming it to be standard operating procedure. Help. I think their credit check is looser... and Paypal credit does not report the credit line to the credit bureaus. But will this raise a red flag for the credit card issuer at all? Get help and support for all things Synchrony. Apply now and pay over Sale. You could pay for it in two forms. Helps me get gear I could never afford to pay in full up front. This is everything you need to know to make a good choice. In case you’re unfamiliar with zero interest deals, they’re almost always deferred interest. You just pay the minimum amount or more every month. They had everything I was looking for in one place and in stock also wich is totally awesome. All sweetwater creek greeting cards ship within 48 hours and include a 30-day money-back guarantee. The best place to start if you're new is right below in our "Rules" section. The interest and fees aren’t anything crazy like most cards. See a member service representative for more information on how to enroll in overdraft protection. By using our Services or clicking I agree, you agree to our use of cookies. I recently started buying my gear from Sweetwater and in today's video I explain some of the reasons why. More Sweetwater Home Services - From retail and restaurants gift card for BTC. I didn't downvote you, by the way. Sweetwater credit card provides free 2 Year warranty, therefore, they buy with confidence. This is a forum where guitarists, from novice to experienced, can explore the world of guitar through a variety of media and discussion. Number of payments is based on how much is spent. Sweetwater Card is a store credit card issued by Synchrony Bank. I have a Sweetwater card and I have always found it really easy. Discover Sweetwater offers to get more discounts for your money when purchase what you like. Please ask questions and contribute to the knowledge surrounding credit cards. Get Deal. I am human. SweetWater Credit Card Cons: Purchase APR is 29.99%; Minimum Interest Charge is $2. Coupons and other discounts may not be used to purchase Sweetwater Gift Cards. I got approved for $4500 which I think is terrible considering this card is at 29% if not payed in full. Sweetwater Gift Cards have no value until purchased. They don’t charge interest as long as you pay it within the specified timeframe. That sounds like a good idea in theory. A subreddit for discussing any aspect of credit cards. All sweetwater greeting cards ship within 48 hours and include a 30-day money-back guarantee. It’s $1000 / 48. And if you’re ever late on a payment, they can add all the accumulated interest to the total. If you've got time to wait then definitely use them. Do you have to push the money out to them every month to pay your Sweetwater card, or can you autopay it? 1 use today. It's a hard deal to pass up. It is important to pay them in full and on time. It’s still calculated. Using sweetwater credit card you have advantages over cash and checks. Despite my credit score being 759 … The interest and fees aren’t anything crazy like most cards. Every time you play using your Sweetwater Rewards ® card, you’ll earn valuable points you can use to soak up the benefits. Amazon Gift Card - Sweetwater Free – GPS — Dollar ( USD). Just comes out of your bank or credit card every month until paid off. Sweetwater Gift Cards are governed by and construed in accordance with the laws of the State of Indiana. Overdraft protection is offered on debit cards. I had the money to buy it at the time but I wanted to finance it because I wanted time to sell off my other gear. No exception, this post was deleted by the person who originally posted it the `` Search field. For $ 4500 which I think is terrible considering this card is a store credit card debt Sweetwater! Subreddit for discussing any aspect of credit card Cons: purchase APR is 29.99 % ; minimum interest charge $... Questions, use the `` Search '' field or ask the community them every to. 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